Raise calculator
Give the raise as a percentage or as an amount. The tool shows it both ways, then works out what is left after tax.
Results
What the raise adds after tax
$2,161.15
$83.12 more per two weeks in Ontario.
| Figure | Amount |
|---|---|
| Current salary | $80,000.00 |
| New salary | $83,200.00 |
| Raise in dollars | $3,200.00 |
| Raise in percent | 4.00% |
| Kept after tax67.5% of the increase | $2,161.15 |
| Taken by tax and contributions | $1,038.85 |
| Extra per two weeks, after tax | $83.12 |
| Extra per two weeks, before tax | $123.08 |
- Take home before the raise
- $60,842.49
- Take home after the raise
- $63,003.64
- Marginal rate after the raise
- 29.6%
- Share of the raise you keep
- 67.5%
Assumptions
- The after tax figure is the difference between two complete take home calculations, so it picks up bracket changes and any contribution that hits its yearly maximum part way through the raise.
- Both calculations use the same region, filing status and deductions, so nothing else moves between them.
- A raise that starts part way through a year is worth less than the yearly figure here.
- Nothing is assumed about benefits, pension matching or equity, which often move with a raise.
Sources
- Federal income tax rates for the current year, Canada Revenue Agency, checked 30 August 2026
- Indexation of personal income tax amounts, Canada Revenue Agency, checked 30 August 2026
- CPP contribution rates, maximums and exemptions, Canada Revenue Agency, checked 30 August 2026
- Second additional CPP contribution rates and maximums, Canada Revenue Agency, checked 30 August 2026
- EI premium rates and maximums, Canada Revenue Agency, checked 30 August 2026
- Federal income tax rate schedules, Internal Revenue Service, checked 30 August 2026
- Social Security and Medicare withholding rates, Internal Revenue Service, checked 30 August 2026
- Supplemental wage withholding rates, Publication 15, Internal Revenue Service, checked 30 August 2026
What a raise is actually worth
A raise quoted in percent and the same raise quoted in dollars are the same thing until tax gets involved. What changes between them is how easy it is to judge. Four percent on $80,000 is $3,200 before tax and perhaps $2,100 after, depending on where you live and which bracket the extra money lands in. The second number is the one that reaches your account.
The after tax figure here is the difference between two complete take home calculations rather than the raise multiplied by a marginal rate. That matters when the increase crosses a bracket boundary, because part of it is taxed at the old rate and part at the new one. It also matters when a payroll contribution runs out part way through. Past the CPP maximum pensionable earnings or the Social Security wage base, the extra money attracts no further contribution, so a raise at a high salary can keep a larger share than one at a low salary.
The share you keep is shown as a percentage under the table. Anywhere in Canada or the United States it will sit somewhere between about 55 and 90 percent, and it falls as income rises. Benefits, pension matching and equity often move alongside a raise and none of them are counted here.
For the full deduction list on either salary, open the take home pay calculator for your region. If the increase arrives as a one off payment rather than a permanent change, use the bonus pages for Canada or the United States instead.